I just received a notice that my High Yield American Express Savings Account has dropped its rate from 3.80% to 3.60%. I remember it being 4.00% at the end of last year, and even a bit higher when I opened the account earlier in the year.

So, let’s recap:

• Credit card interest rates are up
• My pay is stagnating
• My retirement funds are losing money
• And now, my savings rate is steadily declining

All this while “he who must not be named” shot the whole economy in the foot with what amounts to the largest tax increase in American history, all while claiming “the other country pays the tariff.”